Everything the juggle demands.
Four things no Canadian budgeting app got right. Built to fix them.
See exactly what's coming.
The cashflow view lays out every upcoming charge — rent, card minimums, LOC payments, bills — on a forward timeline. At any date, you know what your balance will be. Not what you spent last month. What's hitting next week.
Set recurring bills once and Viktoria tracks them. Due dates, projected balances, and an 8 AM reminder before anything lands.
- Upcoming transactions on a forward timeline
- Projected balance at any future date
- 8 AM push reminders before every due date
Every card, every LOC, one place.
Chequing, credit cards, and lines of credit — Viktoria tracks them all in one dashboard. Each account shows its current balance, full transaction history, and what's coming.
Credit cards and LOCs are modeled identically, because that's how revolving credit works. No artificial distinction. Just the view you actually need.
- Chequing, credit, LOC, and savings in one view
- Per-account balance and transaction history
- Transfers with proper ledger entries on both sides
Your whole year. One report.
Every January 1st, Viktoria automatically generates your annual report — total income, total spending, recurring costs, and a full category breakdown. No effort required.
Recurring transactions are deduplicated so you see 'Netflix $180/year', not twelve line items. A clean picture of where your year went.
- Auto-generated every January 1st at midnight
- Recurring expenses deduplicated and summarized
- Full category and income breakdown
Know where it's going.
Category breakdowns show your spending patterns over time — what's recurring, what's creeping up, and where you have room. All built on transactions you've logged.
Not to judge. To inform. You decide what to do with it.
- Spending by category over time
- Recurring vs. one-time breakdown
- Month-over-month patterns at a glance
